Grateful. For so many things: Last week I made meals for my local homeless shelter for National Hunger and Homelessness Awareness Week. My mom and I baked bread from my gramp’s recipes and made gran’s Italian sausage and pasta with marinara. Hmmmm, the smell of baking bread and simmering sauce put me in a festive… Read more »
Yearly Archives: 2022
Underwriter’s Corner: 2022 Year End Review
Thoughts from the Underwriting Corner as we finish 2022 and head into 2023. We thought COVID would wreak havoc and it sure did, turning all of our prior notions of how and where we work upside down. You only need to look at the job search sites and see references to remote and hybrid work…. Read more »
Newsletter Bulletin: Issue 28 | October 2022
October is Safety Month Wow, October is a busy month for safety! This month celebrates the 100th anniversary of Fire Prevention Week™ and it’s Cybersecurity Awareness Month, too! This year’s National Fire Protection Association campaign is “Fire won’t wait. Plan your escape.™” That’s a good reminder for me to check my apartment building’s fire escape… Read more »
Bills of Lading & Warehouse Receipts
We would like to thank Bill Leppert of HJ Spier Company, out of Indianapolis, IN, for this month’s coverage question of the month! Many movers say they only use the Bill of Lading (BOL) and storage language on the BOL to address customer goods in storage. Why is the warehouse receipt so important or necessary?… Read more »
Newsletter Bulletin: Issue 27 | September 2022
Football Season is in full swing: Fall is here and… WINTER IS COMING! Which NFL or College Football Team are you rooting for? I’m partial to the Green Bay Packers for obvious reasons, but I really like the Iowa Hawkeyes’ yellow and black uniforms! Whichever team you’re cheering on, the season is underway and you… Read more »
Filings versus Policy Limits…
I want to thank our friend and partner at Cordell & Co. Insurance Agency, Nancy Manasco, for the question, and, in fact, this is a really great question we get asked frequently. If our automobile liability policy shows a $1,000,000 limit, why does the MCS-90 and filing only show a $750,000 limit? The MCS-90 is… Read more »
Newsletter Bulletin: Issue 26 | August 2022
Without further ado, introducing… Penny Packit! “I am so stoked to introduce my Co-Ambassador, Penny Packit! Penny is a polished Moving & Storage Pro who will be working alongside me to help keep everyone movin’! Penny hails from the mountains of Virginia, where character counts and everyone’s got each other’s backs. Even though she’s made… Read more »
The Who, What, Where, When of Sue & Labor…
One of the terrific features of our policy forms designed specifically for the Moving & Storage industry is coverage we provide for Sue and Labor. I know a funny name, but with it comes meaningful coverage, particularly as we see increased weather and wildfire activity, often in areas where it is somewhat unexpected. Our Sue… Read more »
Newsletter Bulletin: Issue 25 | July 2022
2022 Hurricane Season in Full Swing Wow, I just checked the list of named storms for this year and we’re already on the “D”-name (Danielle)! That means we’re off to an early start since the “C”-storm (Colin) was a month earlier than when it usually hits. Speaking of names, it got me thinking, “was there… Read more »
Newsletter Bulletin: Issue 24 | June 2022
Wildfires & Warehouses What you Need to Know about Protecting Customer Property Wildfire season is not my favorite time of year. It’s pretty scary…I’m tinder after all. As of this week more than 45% of the Continental U.S. is in drought conditions. I may be just a cardboard box, but even I know that roasting… Read more »